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If handwritten documents are a requirement, use black ink and print legibly. Otherwise, submit typewritten copy. Focus your statements on the grant agencys priorities and how you can benefit them in those areas. If requested, discuss your personal story and the impact that a student grant would have on your future. 9. Stay organized.
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For loan received as well as loan repaid a binary variable is used, indicating yes or no or a continuous variable is used indicating the speed at which this happens. The independent variables are the individual constructs e. g. autonomy within VO and EO. These constructs are measured within loan text using a computer assisted text analysis program LIWC. The program analysis the word count of words within individual constructs, stored in a custom dictionary, relative to text length.
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Internal examiners were fair and consistent and appropriate in their comments. Internal examiners should be congratulated on the achievements of their students in the academic session 2013 14. This is an extremely impressive programme, which covers the history of many different places and issues. The courses that I examined focus on nineteenth and twentieth century political and diplomatic history, and give students a real opportunity to master their chosen fields of study. Judging by the standards achieved by students, methods of teaching are exemplary. In particular, students benefit from being able to take courses that span multiple academic terms, and thus to develop a realdepth of understanding and breadth of knowledge. The opportunity to submit un assessed, formative coursework really benefits the students, who are able to take risks and work in a creative fashion, without fear that a wrong step will lower their final marks. This shows in their assessed essays and exams, where they carry their creativity over into their summative work, and display the originality and critical insight that marks out the really excellent scripts. The departments rigorous internal marking procedures have ensured that student work is assessed in a fair and consistent manner. There is a great deal of transparency when it comes to presenting work and justification for marking decisions to the external examiners. The assessment process is scrupulous and extremely well run.
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In general, the thrust of post crisis regulation is towards disincentives for banks becoming too big. A final factor, virtually unique to Australia, arises from tax considerations. An increasing share of earnings generated offshore would reduce the ability of Australian banks to pay fully franked dividends. This is equivalent to banks facing a higher cost of capital for overseas activities than for domestic activities. For shareholders such as this writer in ANZ or other Australian banks, this would mean that offshore expansion would need to be even more profitable than domestic activities to be value adding. Then, and it is an unlikely outcome, higher partially franked dividends could be paid to offset the reduction in franking.